With Up To $11,750 In Incentives And Ultra-Low Financing, Hyundai’s 2025 IONIQ 5 Sets A New Standard In Affordable EV Ownership

Hyundai has launched exceptionally attractive lease offers for its 2025 IONIQ 5 electric vehicle (EV), featuring monthly payments as low as $199 and $3,999 due at signing.

The comprehensive incentive package includes $10,750 in factory lease cash for 13-month terms across all trim levels, including the newly introduced XRT variant. For longer lease terms ranging from 24 to 48 months, Hyundai offers $10,000 in lease cash. Adding to these substantial savings, many regions are eligible for an additional $1,000 Competitive Owner Coupon, bringing the total potential savings to $11,750.
In particular, the lease structure reveals to be favorable for the entry-level SE Standard Range model, which features a low money factor of 0.00013 – equivalent to roughly 0.3% APR. In detail, this translates to a $199 monthly payment for 24 months with $3,999 due at signing, based on an MSRP of $43,975 including destination charges, with an annual mileage allowance of 12,000 miles. The effective monthly cost comes to $366.
Moreover, the pricing strategy becomes even more interesting when examining the longer-range SE variant, available for just $30 more per month with identical down payment requirements. Despite carrying a price tag around $4,000 higher than the standard range model, the SE benefits from a superior residual value of 64% compared to the base model’s 60%.
These lease terms position the IONIQ 5 favorably against its primary competitor, the Tesla Model Y. The most affordable Model Y lease currently starts at $299 monthly for 36 months with $3,993 due at signing, resulting in an effective monthly cost of $410 – notably higher than both IONIQ 5 variants before taxes and fees.

For buyers preferring to purchase rather than lease, Hyundai is offering equally compelling incentives, including $7,500 in Retail Bonus Cash across all trim levels. Financing options include a 0.99% APR for 60 months or 2.99% for 72 months, significantly undercutting Tesla’s current lowest rate of 5.99% APR for the Model Y.
However, these attractive offers come at a time of potential policy upheaval. The incoming presidential administration has signaled intentions to reevaluate EV incentives, potentially affecting the tax credit structure and closing loopholes that currently benefit automakers of foreign-built EVs. This uncertainty is already influencing strategies, with Toyota announcing plans to withdraw EV lease deals immediately before the presidential transition.

Notably, the Hyundai IONIQ 5 has emerged as a strong performer, with its 2024 model achieving significant sales growth and establishing itself as a leading non-Tesla option in the EV segment. These new incentives could further strengthen its market position while the favorable policy environment remains in place.
With these unprecedented offers, this presents a compelling opportunity to acquire one of the market’s most highly regarded EVs at previously unseen price points. However, the limited-time nature of these offers, combined with potential policy changes, suggests that interested buyers may need to act quickly to secure these advantageous terms.
If you are looking for Hyundai models, we can help you get started. Click Here to find the best deals near you. Want to learn more about EV? Thinking of buying an EV? Head over to EV.com and discover more.
Results in 30 days - Or We'll Give You Your Money Back

